- You could buy your textbooks and equipment second-hand. Some universities even have events or forums for this. Alternatively, you could borrow textbooks from the university library instead of buying them.
- Look to see if student travel cards are available. Also, booking travel in advance can often be cheaper.
- Cooking for yourself is usually cheaper than eating out or buying takeaways. In addition, buying in bulk with your housemates can also help you to save.
- Take advantage of student discounts in shops.
- Some universities help students get part-time work.
- Check to see whether your bank can offer you an interest-free overdraft. This can be helpful in case of emergency.
- Cut down on energy usage – just use common sense – instead of turning the heating up, put on another jumper! Don’t leave electrics on standby and buy energy-efficient appliances where possible.
- Try selling items you no longer need.
- With anything you need to buy, don’t go for the first thing you see, shop around for the best deal.
- Be wary of credit or store cards – these can sometimes charge high rates of interest and so you’ll end up paying more than what the item actually cost.
For more information visit https://moneywise.gi/teens
